How to Read a Preliminary Title Report

How to Read a Preliminary Title Report When you’re buying a home in Monterey County, the preliminary title report rarely gets the attention it deserves. It’s not flashy. It doesn’t tell you what the house smells like in the morning or how the light hits the kitchen tile at 4 p.m. But it’s the docume

Title vs. Escrow: What’s the Difference?

Title vs. Escrow: What’s the Difference — and Why It Matters When Buying a Home on the Monterey Peninsula Picture this: your offer has been accepted on a home in Pacific Grove. You’ve celebrated, texted your friends, maybe even started browsing furniture. Then your agent calls and says, “Escrow is o

Can I Use an FHA Loan to Buy a Home in Carmel or Pacific Grove?

What to Know About FHA Loans (and Whether They Make Sense on the Monterey Peninsula) The letters “FHA” get tossed around a lot in real estate, usually in the same breath as “first-time buyer” or “low down payment.” But few people actually understand what an FHA loan is, or how it really works in a m