Amortization Schedules Explained: A Guide for Monterey Peninsula Buyers

Amortization Schedules Explained: A Guide for Monterey Peninsula Buyers If you have ever tried to read an amortization schedule and felt your eyes glaze over within the first ten seconds, you are not alone. Even seasoned buyers on the Monterey Peninsula, people who negotiate complex careers and big

How a Lender Decides If You Qualify for a Mortgage: A Monterey County Buyer’s Guide to Income, Debt, Loan Programs, and Local Factors

How a Lender Decides If You Qualify for a Mortgage: A Monterey County Buyer’s Guide to Income, Debt, Loan Programs, and Local Factors If you want to understand how a lender arrives at a yes or no, and how they translate that yes into a concrete number you can spend, there are two truths to hold at o

Tax Basis Transfers: What Prop 19 Means for Monterey County Homeowners Who Want to Move

What Prop 19 Really Means for Monterey County Homeowners Who Want to Move If you’ve lived in Monterey County long enough, you've probably developed a kind of quiet, private fear about property taxes. You don’t talk about it at dinner parties, but you feel it every time you walk past a “For Sale” sig