Title vs. Escrow: What’s the Difference?

Title vs. Escrow: What’s the Difference — and Why It Matters When Buying a Home on the Monterey Peninsula Picture this: your offer has been accepted on a home in Pacific Grove. You’ve celebrated, texted your friends, maybe even started browsing furniture. Then your agent calls and says, “Escrow is o

Can I Use an FHA Loan to Buy a Home in Carmel or Pacific Grove?

What to Know About FHA Loans (and Whether They Make Sense on the Monterey Peninsula) The letters “FHA” get tossed around a lot in real estate, usually in the same breath as “first-time buyer” or “low down payment.” But few people actually understand what an FHA loan is, or how it really works in a m

Nine Worlds: Understanding the Microclimates of the Monterey Peninsula

Nine Worlds: Understanding the Microclimates of the Monterey Peninsula If you’ve ever driven from downtown Monterey toward Carmel Valley, you’ve probably witnessed one of California’s most curious natural tricks: the fog rolls off the Bay like a living thing, swallowing Cannery Row in soft gray, onl